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Flexible Auto Protection Financing in Killeen, TX

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Wisetack Now Available at Harker Heights Ceramic Coatings


At Harker Heights Ceramic Coatings, we’ve always been committed to making paint protection film (PPF)ceramic coatingwindow tinting, and hail repair more accessible for vehicle owners across Central Texas. From Killeen to Copperas Cove, Fort Cavazos, and beyond, our clients know that we provide the highest quality protection backed by lifetime warrantiesno-fault coverage, and Autobahn-certified products.

But we also know that automotive protection is an investment. That’s why we’re proud to announce that we now offer financing through Wisetack on any project between $500 and $15,000.

This new financing option gives you the flexibility to protect your vehicle the way you want—without putting the entire cost on a credit card or delaying the services you really need.

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What Is Wisetack Financing?



Wisetack is a financing solution designed for home and auto service projects, and now it’s available for our clients at Harker Heights Ceramic Coatings. With Wisetack, you can finance anything from a basic window tint package to a full PPF wrap with ceramic coating.


Here’s what you get with Wisetack:

  • Loan amounts from $500 to $15,000
  • Terms from 3 months to 24 months
  • Interest rates ranging from 0% to 29.9%, depending on credit approval
  • Simple interest—not compound interest like a traditional credit card
  • Prequalification with a soft credit pull (doesn’t impact your credit score)

For many of our clients, the simple interest feature is the biggest benefit. Credit cards use compound interest, which means you’re paying interest on top of interest if you carry a balance. With Wisetack, the interest is simple and transparent, making your monthly payments easier to manage.

How Does the Process Work?


We’ve made the process of financing your auto protection project as simple as possible:

  • 1. Receive an Estimate

    When we create your estimate in our OrbisX software, it will automatically include a Wisetack prequalification option.

  • 2. Check Prequalification

    Click the link, and Wisetack will perform a soft credit check to show you if you qualify. You’ll also see estimated monthly payments right away.



  • 3. Approve Your Estimate

    If you’re happy with your terms, approve the estimate and we’ll convert it into an invoice.



  • 4. Choose Wisetack at Checkout

    Select Wisetack as your payment option, choose your loan term, and enter your debit card information.



  • 5. Secure Your Appointment

    We collect a 20% deposit through to hold your appointment. This deposit is fully refundable once the project is completed as agreed. ALTERNATIVELY - you can complete step 6 in ADVANCE of the work to release the funds ahead, and trust our hundreds of 5 star reviews that we won’t take advantage of your trust.



  • 6. Work Completed

    After we finish your PPF, ceramic coating, window tint, or hail repair, you confirm with Wisetack that the work was completed.


  • 7. Loan Begins

    Wisetack processes your payment, and we refund your deposit in full.Describe the item or answer the question so that site visitors who are interested get more information. You can emphasize this text with bullets, italics or bold, and add links.

It’s that straightforward. You get the work done now and spread the cost out over time—without extra headaches.

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Things to Know


  • Why Choose Wisetack Over a Credit Card?

    Many clients naturally compare financing to simply putting the project on their credit card. Here’s why Wisetack can often be the smarter choice:

    • Simple interest vs. compound interest – Wisetack charges simple interest, which can mean lower total costs compared to carrying a credit card balance.
    • Flexible terms – Credit cards don’t let you choose repayment lengths. Wisetack offers up to 24 months.
    • Budget-friendly payments – Instead of one large charge hitting your credit card, you can break the project into predictable monthly payments.
    • No impact to check rates – Prequalification only requires a soft pull, so you can see your options without lowering your credit score.
  • Why Financing Makes Sense for Auto Protection

    We often tell clients: the cost of protection is always less than the cost of repair. That’s especially true here in Central Texas, where rock chips, hailstorms, and UV exposure are part of everyday life.

    • Paint Protection Film (PPF) – High-impact areas like hoods, bumpers, and side mirrors are constantly at risk. Autobahn Incognito PPF defends against chips, scratches, and road debris. Financing allows you to choose full coverage rather than partial, without stressing your budget.
    • Ceramic Coating – Our ceramic coatings make your paint hydrophobic, easier to clean, and protected against environmental damage. Financing makes long-term protection affordable now instead of waiting.
    • Window Tinting – Central Texas heat is no joke. With Autobahn Ceramic Window Tint, you’ll block heat, UV rays, and glare—while keeping your vehicle cooler and your interior protected. Wisetack lets you upgrade to premium tint without compromise.
    • With financing, you’re free to choose the level of protection you want now, instead of putting it off or downsizing your coverage.
  • What Our Clients Say

    We’ve earned hundreds of 5-star reviews from clients across Killeen, Harker Heights, Copperas Cove, Nolanville, and Fort Cavazos. Here’s what one client recently said:

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